This project was initiated by: Dewan Housing Finance Corporation Limited (DHFL)

DHFL, founded in 1984, is one of the leading finance companies in India and perhaps the first to be established with the main objective of providing affordable housing finance to the lower and middle income (LMI) segment in semi-urban and rural India. Thus, encouraging a safer and healthier environment. We have extended our business ethos 'Changing Rules. Changing Lives.' to our CSR commitments and have been delivering sustainable solutions to encourage equal opportunity, maximise human development and leverage the aspirations of youth, women and vulnerable populations. Our CSR programmes are based on four principles, of being aligned to community needs, impactful, collaborative and sustainable. Our four pronged approach of delivering hope and contributing to India’s growth trajectory comprises programmes in the areas of: I. Early Childhood Care & Education (ECCE) II. Skill development III. Rural development with a focus on drought mitigation IV. Financial literacy and inclusive growth

Dewan Housing Finance Corporation Limited (DHFL) has been endorsed by:

Early Childhood Care & Education (ECCE)

Project Summary

The Early Language and Literacy Course provides Continuous professional learning for teachers involved with early literacy and language development to help all children acquire strong foundational skills of language and literacy.


The Integrated Child Development Services (ICDS) initiative was launched in 1975 and covers around 38 million children through a network of almost 1.4 million Anganwadi centres (village courtyard centres) in India. ICDS includes delivery of an integrated package of services such as supplementary nutrition, immunisation, health check-up, preschool education, referral services and nutrition & health education. However, there has been a disconnect between policy and implementation. The primary stakeholder in implementing the ICDS programme is an Anganwadi/ courtyard centre worker. As pre-primary education is extremely important for a child’s overall development in life, there is a greater need for Anganwadi workers to be appropriately trained to impart a holistic, non-formal, preschool education to children in their centres. Despite significant research highlighting the importance of ECCE, access to quality education for 3 to 6 year olds is still extremely limited. While the 2010 OECD (Organisation of Economic Development) average enrolment rate for early childhood education and care programmes is 79% for four year olds; only 12% of four and five year olds in India are in pre-primary school today and another 48% are in Anganwadi centres under ICDS. A preliminary research in the identified area substantiated the below issues. • 90% Anganwadis did not have adequate teaching learning aids for children • Only 12% of Anganwadis displayed training & learning material such as charts showing fruits, vegetables etc. on walls • Over 50% Anganwadis do not have dedicated space as a centre, restricting set up of formal classrooms as the space is otherwise shared by local community for various other purposes. • 71% lack access to safe drinking water • 24% reported MAM Girls and 35% MAM boys (MAM: Moderate Acute Malnutrition)


A theory of change is developed based on the core components of the ECCE programme, to ensure that the Integrated Child Development System is strengthened to meet its objectives as directed by the Ministry of Women and Child Development. Based on the framework for input, output, impact and outcomes, a series of interventions and partnerships have been established & planned to implement different components of the programme. The programme has the potential to deepen its impact in existing location and scale to newer States. As Anganwadi centres are the focal point of the ICDS services, the capacity building of the Anganwadi workers is set as a priority for an effective and child-friendly delivery of pre-primary education. A workforce of Independent Supervisors is created from within the Community to work closely with all stakeholders; hand-hold, mentor & report on a daily basis through a tab-based monitoring & reporting tool. These Independent Supervisors are capacitated to grow as educators, influencers and leaders through continuous mentoring as well as through grassroots leadership programmes. Thus, ensuring long lasting impact.


We are seeking USD200,000 grant to expand our scope in Maharashtra and take it forward to States in Central & Eastern zones covering a total 25,000 Anganwadis over the next three years. All Anganwadis will be brought under the scope of four phase impact, covering education, nutrition and healthcare, infrastructure and sanitation and self sustaining capabilities of Anganwadi Workers. The positive impact of this programme would be reaching directly about 1 million children & 5 million population in this vicinity.

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